Financial services and insurance, ready for the audit and the outage.
Banks, credit unions, insurers and financial services firms run on trust, and on technology that regulators, auditors and customers all scrutinize. Our architects help you modernize it without adding risk, then hold every provider to account after go-live.
What's changing
Regulators want proof, not policies
Rules such as the NYDFS cybersecurity regulation, the FTC Safeguards Rule and the SEC's incident disclosure requirements expect working controls, tested plans and fast reporting. The evidence has to exist before the examiner asks.
Attackers still come in through people
Phishing remained the leading way attackers got in, according to IBM's 2026 breach report. Phishing-resistant MFA, conditional access and identity threat detection matter more than another firewall.
Cloud, with third-party risk in view
Moving core and customer workloads to the cloud brings provider due diligence, exit plans and ongoing monitoring with it. Regulators expect all three to be documented.
AI under model risk rules
AI in underwriting, fraud and servicing falls under model risk management expectations such as SR 11-7. Agents need governance, audit trails and human approval before they touch a decision.
Card data rules keep moving
PCI DSS 4.0's future-dated requirements became mandatory in March 2025, and every acquisition brings another environment into scope.
Source: IBM Cost of a Data Breach Report 2026, via eSecurity Planet.
How we help
Cloud and resilience
Multi-region and multi-cloud designs with tested recovery, plus exit plans that stand up to third-party risk reviews. See the reference design.
Security and compliance
Zero Trust identity, 24/7 managed detection and response, and evidence mapped to NYDFS, GLBA, PCI DSS and SOC 2.
Core and ERP modernization
Roadmaps for core, finance and ERP platforms, including SAP and Oracle, planned around close cycles and regulatory dates.
Governed AI
AI agents for servicing, exceptions and reconciliations, with their own identities, audit trails and human approval. See how it works.
Provider oversight
Day-two SLA, OLA and cloud-spend scorecards that double as ongoing third-party risk monitoring evidence.
Enterprise advisory
Program assurance, sourcing for managed services and core vendors, and technology due diligence for mergers.
Experience behind it
Our founder has led managed cloud, security and digital platform programs for global banks, specialty insurers and reinsurers, and grew one financial services client's managed services more than sixfold.
See it in practice
- Reference design: a multi-cloud platform built to survive a region or provider outage
- Reference design: AI agents with identities, audit trails and human approval gates
- Our independence policy and how we vet providers
- This month's security advisories and deadlines
Frameworks we design to
Facing an exam, an audit or a core decision?
Start with a free discovery call with a senior architect. General inquiries: [email protected]